Serious Illness Cover
A type of life insurance policy that offers protection in the event of a serious illness or injury. If a policyholder suffers from a specific illness or injury, a pay-out is made by an insurance provider in the form of a lump-sum, which can be tax-free.
Vitality’s serious illness cover is 5 star rated and covers up to 4 times as many conditions as a typical critical illness policy, it covers 178 conditions including heart attacks, all strokes and cancers and you can choose to add your children to your policy and cover them for between £25,000 and £100,000.
Unlike typical critical illness cover, Vitality pay out for the less severe conditions as well as the more critical ones. So if you get ill and need to claim, we’ll give you a percentage of your cover depending on how severe your condition is. This means that if a condition gets caught early on, we’ll pay you out a portion to alleviate the stress, but you’ll also have the rest of your cover should you need to claim again and again.